Anthem Blue Cross Blue Shield (BCBS) of Indiana health insurance plans are a popular choice for medical options in the Hoosier state. Applicants that have reached age 65, or are eligible for Medicare, can review and compare Medigap options (Supplement, Advantage, and Part D prescription drug plans). Senior plans are generally available at age 65, and through a separate Open Enrollment between October 15 and December 7. Marketplace plans are also available

BCBS is one of the largest insurers in the US, and we make it easy for you to find the policies that cover your most important expenses. Our free online comparison and shopping tools make it easy to choose the right Medigap coverage for yourself and other family members.

Under-65 comprehensive, catastrophic, short-term and HSA coverage are available at affordable prices for individuals, families and small business owners. Catastrophic, Bronze, Silver, and Gold-tier options are the most popular plans for single and family households under age 65. The combination of a strong brand, solid financial ratings, and superior customer service made this carrier a popular choice for individuals, Seniors, and business-owners. In about 15 minutes, you were able to easily enroll in a Marketplace plan (if offered), and qualify for an instant tax-credit that could drastically reduce your premium. It is possible that in 2024, more types of plans will be offered.

You can view quotes, apply for a Wellpoint policy, and quickly receive benefits from the state’s largest insurer. When you apply for an individual Indiana health insurance policy, we are your resource for up-to-date descriptions on each plan, tax-credit information and direct application links. If you need service, or help with billing, claims, or coverage benefits, you can call or email us, and a prompt response can be expected. Note: CareSource and Ambetter are currently the only carriers that offer Exchange plans.

Senior contracts are also popular options for applicants who are not eligible for Marketplace plans. If you have reached age 65, and enrolled in Parts A and B, a Medigap plan can possibly pay for some of the expenses (copays, coinsurance, and deductibles) that Original Medicare does not cover. Available Advantage plans include MediBlue Plus, MediBlue Access Preferred, MediBlue Access, MediBlue Dual Advantage, MediBlue Extra, MediBlue Access Plus, and MediBlue Access Basic. Part D prescription drug options include MediBlue Rx Standard, MediBlue Rx Plus, and MediBlue Rx Enhanced plans.

Impact Of Affordable Care Act (ACA)

Anthem BCBS plans changed when the State Exchange Marketplace began offering policies six years ago.  New previously-mentioned government subsidies became available, and the number of participating network providers (doctors, medical facilities etc…) has remained fairly stable. The availability of specialists and hospitals in most areas allows customers to quickly receive treatment at negotiated lower costs. Outpatient facilities, mental health providers, and Urgent care facilities are also readily available. Group plans provided by employers provide many options, while private individual coverage may return to the entire state in the future.

It is possible that additional options will be offered, depending if Congress approves specific changes. Both the House of Representatives and Senate will need to agree on a specific plan. Pre-existing conditions, however, will continue to be covered, and financial assistance will be provided to most applicants. It is also possible that “public option” will become available in the future, providing consumers with an additional government-run policy.

Prescription Drug Coverage

A “Select” formulary drug list is utilized, so more than 200 generic and brand prescriptions can be offered on qualified plans. Four different cost-saving Tiers are available, with mail-order included for most drugs. A local pharmacy can be used in most areas, with fast pick-up service. Since the list can change, annual verifying if your prescriptions are on the list are recommended. Generic equivalent medications often save as much as 30%-75%, when compared to brand-name medications. Almost 600 generic drugs are offered, and once additional options become approved, they are quickly added.

Home delivery is also available to your primary residence. Current existing conditions often require continuous medications, and selecting the home delivery option will save time and inconvenience.The number of needed office visits (primary-care and specialist) is often reduced, which saves the consumer and insured money. Up to a 90-day supply is allowed.

Anthem Senior Health Insurance In Indiana

Medicare Supplement Plans

Supplement coverage is offered to applicants that reside in the Hoosier State, are eligible for Medicare and have signed up for Parts A and B. SilverSneakers benefits are included in all policies. Plans A, F, G, and N are available. Listed below are monthly rates for several counties. Coverage is available throughout the entire state. 

Age 65 Female – Marion County

Plan A – $131

Plan F – $131

Plan G – $108

Plan N – $102

Age 65 Male – Marion County

Plan A – $145

Plan F – $148

Plan G – $119

Plan N – $113

Age 70 Female – Marion County

Plan A – $166

Plan F – $179

Plan G – $138

Plan N – $131

Age 70 Male – Marion County

Plan A – $166

Plan F – $179

Plan G – $138

Plan N – $131

Age 65 Female – Lake County

Plan A – $151

Plan F – $142

Plan G – $138

Plan N – $126

Age 65 Male – Lake County

Plan A – $142

Plan F – $161

Plan G – $167

Plan N – $139

Age 70 Female – Lake County

Plan A – $190

Plan F – $197

Plan G – $177

Plan N – $161

Age 70 Male – Lake County

Plan A – $210

Plan F – $223

Plan G – $196

Plan N – $178

Age 65 Female – Allen County

Plan A – $128

Plan F – $133

Plan G – $110

Plan N – $100

Age 65 Male – Allen County

Plan A – $142

Plan F – $150

Plan G – $121

Plan N – $110

Age 70 Female – Allen County

Plan A – $161

Plan F – $181

Plan G – $140

Plan N – $127

Age 70 Male – Allen County

Plan A – $179

Plan F – $202

Plan G – $155

Plan N – $141

Note: Dental and vision benefits can be added to to Supplement plans. Premiums are billed separately. The approximate monthly rates are $51 (Premium Plus), $44 (Premium Plus Dental), $39 (Premium), and $23 (Standard).

Anthem Indiana Dental Insurance Plans (Benefits Shown Below Are For Ages 19+)

Dental Family Value – $50 deductible with $750 maximum annual benefit. Exams, cleanings, and x-rays covered at 100% with no waiting period. Six-month waiting period for basic services including fillings and brush biopsy. Major and complex services are not covered.

Dental Family – $50 deductible with $750 maximum annual benefit. Exams, cleanings, and x-rays covered at 100% with no waiting period. Six-month waiting period for basic services including fillings and brush biopsy. Major and complex services are covered with a 12-month waiting period. Covered services include bridges, crowns, dentures, root canal, scaling, and tooth removal.

Dental Family Enhanced – $50 deductible with $1,000 maximum annual benefit. Exams, cleanings, and x-rays covered at 100% with no waiting period. Extra cleaning  each year for diabetics or pregnant women. Six-month waiting period for basic services including fillings and brush biopsy. Major and complex services are covered with a 12-month waiting period. Covered services include bridges, crowns, dentures, root canal, scaling, and tooth removal.

Anthem Vision Plans

More than 30,000 providers are available at retail locations and online.Options include Sears Optical, Target Optical, JCPenney Optical, Pearle Vision, and LensCrafters. Enrollment is available online.

Blue View Vision Value – $12.26 per month. $20 copay for annual routine eye exam. $20 copay for one pair of lenses (single, bifocal, or trifocal) each year. $130 allowance for purchase of frames every two years. $80 annual allowance towards purchase of contact lenses.

Blue View Vision Plus – $15.02 per month. $10 copay for annual routine eye exam. $20 copay for one pair of lenses (single, bifocal, or trifocal) each year. $130 allowance for purchase of frames every two years. $130 annual allowance towards purchase of contact lenses.

Blue View Vision Enhanced – $19.37 per month. $10 copay for annual routine eye exam. $10 copay for one pair of lenses (single, bifocal, or trifocal) each year. $150 allowance for purchase of frames every two years. $150 annual allowance towards purchase of contact lenses.

NOTE: With the passage of the Affordable Care Act legislation, many Anthem plans in Indiana were discontinued. Most of these older policies were considered SmartSense, Lumenos or CoreShare contracts. The Pathway series of policies replaced all previous options. However, Anthem continues to help coordinate Medicaid options through Hoosier Healthwise, Healthy Indiana Plan, and Hoosier Care Connect. Also, coverage is available in many Ohio counties for under-65 plans.

For additional rate and benefit details, simply use the Quote tab at the top of this page. You can also call us directly at (888) 513 6446. The quotes on our website are the lowest available  for each of these policies. Anthem Blue Cross Blue Shield is the trade name of Anthem Insurance Companies Inc. The Blue Cross and Blue Shield names and symbols are registered trademarks of the Blue Cross and Blue Shield Association.